Subsplash does not publish one fixed monthly price for its full church platform. In 2026, Subsplash One is sold through a custom quote based on church size and expected use. Subsplash Giving can start at $0 per month, with payment processing charged per gift.
To budget well, you need two numbers: the software quote and the giving fees. This guide uses the current Subsplash pricing page as the source for plan structure and rates. Your signed quote and agreement control the final price.
Subsplash pricing at a glance
| Offer | Published price | What the official page says |
|---|---|---|
| Subsplash Giving | $0 per month | Giving tools with standard payment processing rates |
| Subsplash One | Custom quote | Price is based on church size and usage |
| Subsplash Enterprise | Custom quote | Built for large, multi-campus, or technically complex organizations |
Older articles often list Starter, Standard, or Pro prices as if they were current public tiers. Subsplash's present pricing page does not show those fixed tiers. If you see a monthly figure elsewhere, treat it as an estimate or a past quote, not a current list price.
What is included in Subsplash One?
Subsplash One is the all-in-one plan. The official page lists church websites, media, custom mobile and TV apps, live streaming, giving, people, events, groups, volunteers, check-in, service planning, email, SMS, podcasting, and forms.
That can replace several vendors with one platform. It is most useful when a church actively uses the website, media library, streaming, giving, member tools, and communication features. A church that only needs an app, sermons, and push notifications should ask whether the quote can be narrowed.
Subsplash Giving fees in 2026
Subsplash currently publishes these standard rates for its $0 monthly Giving offer:
| Payment type | Published standard rate |
|---|---|
| Credit and debit cards | 2.99% plus 30 cents per transaction |
| ACH bank transfer | 1% per transaction |
Subsplash One customers can receive lower published rates:
| Payment type | Published Subsplash One rate |
|---|---|
| Credit and debit cards | 2.3% plus 30 cents per transaction |
| ACH bank transfer | 1% per transaction |
The pricing page also says its GrowCurve program can reduce eligible rates as low as 1.9% plus 30 cents for cards and 0.5% for ACH. Ask what volume, adoption, and other conditions apply before using the lowest rate in a budget.
A simple fee example
If a church receives $30,000 online in one month, the percentage portion alone would be about $897 at 2.99%, $690 at 2.3%, or $570 at 1.9%. Card transactions also include the 30-cent fee. The real total depends on the mix of card and ACH gifts, average gift size, and the rate in the signed agreement.
Do not compare platforms using only one sample month. Use at least the last 12 months of online giving, including the number of transactions and payment mix.
What changes the Subsplash quote?
Subsplash says the One price depends on church size and usage. A sales quote may also reflect the products selected, number of campuses, support needs, implementation work, and contract term. Those details are quote-specific, so ask for them in writing.
Use this checklist during the sales process:
- Which Subsplash products and services are included?
- Is the price for one campus or the whole organization?
- Are setup, migration, training, SMS, storage, or streaming costs separate?
- Which giving rate applies on day one?
- What must happen to qualify for a lower GrowCurve rate?
- How long is the agreement, and when does it renew?
- How much notice is required before renewal or cancellation?
- What can be exported if the church leaves?
- Which organization controls the Apple and Google developer accounts?
Subsplash Enterprise
Subsplash Enterprise is the custom option for organizations with more complex needs. The current pricing page highlights custom APIs, multi-campus support, and Rock RMS connections. Ask about Enterprise if your church has many campuses, an internal engineering team, a large media operation, or systems that must exchange data with Subsplash.
Enterprise is not automatically better. It is useful when your requirements justify the added scope. Ask for a written architecture and responsibility map so your team knows which vendor owns each integration and support issue.
Is Subsplash worth the cost?
Subsplash can be a strong fit when a church wants one mature platform for media, streaming, giving, communications, and operations. It may also reduce the work of coordinating many small vendors.
It may be less efficient when the church only needs a smaller set of features, wants a very different app experience, or already has tools that staff members prefer. A lower monthly quote is not always the best deal, and a higher quote is not always wasteful. The question is how much of the platform your team will use.
Before switching, list the features used in the last 90 days. Then put a yearly cost beside each tool and estimate the staff time required to run it. This makes the tradeoff clearer than a long feature grid.
Ownership and exit questions to ask
The word "ownership" can mean several things. Your church may own its submitted content and member data while a vendor owns the platform code. Developer accounts, domains, payment processor accounts, analytics, exports, and licenses can each have different terms.
Ask for an account-by-account answer before signing. The Rehost guide Who Owns Your Church App? gives you a checklist. If you are already planning a move, use How to Leave Subsplash Without Losing Your App to build a safer transition plan.
Comparing Subsplash with a done-for-you option
Buildify's church work is now offered through Rehost Faith. Rehost is a done-for-you model, so the team builds, hosts, maintains, and updates the app instead of asking church staff to run another dashboard.
Ask what you own and what you license. Your submitted content and member data remain yours. Developer accounts, domains, code licenses, exports, and handoff follow the signed agreement. Rehost can work well for a church that wants a custom app and less weekly app work. Subsplash can work better for a church that wants its broad all-in-one platform, especially its media and church operations suite.
If you want a wider comparison, read the Subsplash alternatives for multi-campus churches guide.
Frequently asked questions
How much does Subsplash cost per month?
Subsplash Giving is listed at $0 per month, with payment processing fees. Subsplash One and Enterprise use custom quotes. The One quote is based on church size and usage, so there is no single public monthly price that applies to every church.
What are Subsplash Giving fees?
The current standard published rate is 2.99% plus 30 cents for cards and 1% for ACH. Subsplash One lists 2.3% plus 30 cents for cards and 1% for ACH. GrowCurve rates may go as low as 1.9% plus 30 cents for cards and 0.5% for ACH when the program conditions are met.
Does Subsplash have a free plan?
Subsplash Giving is listed at $0 per month. Payment processing fees still apply. The broader Subsplash One platform requires a custom quote.
Can I cancel Subsplash at any time?
Your agreement controls cancellation and renewal. Review the service term, renewal date, notice window, data exports, and transition support before signing or ending service. Do not rely on a general article for your exact contract.
Does my church own its Subsplash app?
Separate the question into accounts, data, content, code, domains, analytics, and exports. The answer can differ for each item. Review the signed agreement and ask Subsplash to confirm every account in writing.
What should I bring to a pricing comparison?
Bring your current quote, renewal date, last 12 months of online giving, card and ACH mix, campus count, active integrations, and the features your church used in the last 90 days. That is enough to compare total cost and migration risk.
The bottom line
There is no single public price for the full Subsplash platform in 2026. Giving can start at $0 per month with published transaction fees. Subsplash One and Enterprise use custom quotes. Compare the written quote, payment rates, contract term, account control, and staff workload before deciding.
Want a second set of eyes on the numbers? Book a church app review. Rehost will tell you where a switch helps and where staying put makes more sense.